Get pre-approved and buy your first home with confidence. The 2 Mortgage Guys (Luminate Bank) and Chris Dodd (3D Realty) guide you step-by-step through the entire home buying process.
Get pre-approved and buy your first home with confidence. The 2 Mortgage Guys (Luminate Bank) and Chris Dodd (3D Realty) guide you step-by-step through the entire home buying process.
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A seamless partnership between trusted mortgage experts and an experienced local realtor. From pre-approval to closing, we guide families through every step with clarity and care.
The 2 Mortgage Guys
Ryan Minick & Steve DeLon
Chris Dodd
3D Realty LLC
Co-Branded Partnership
Your Roadmap
We have simplified the entire journey into four clear phases. With The 2 Mortgage Guys handling your financing and Chris Dodd guiding your search, nothing falls through the cracks.
Your Lenders
Ryan Minick and Steve DeLon are not just loan officers. They are educators, advocates, and partners in one of the biggest financial decisions of your life. Based at Luminate Bank, they combine institutional resources with boutique-level service.
Their philosophy is simple: every first-time buyer deserves clarity, speed, and honest advice. They send helpful videos, answer calls after hours, and stay in touch long after closing. That is why over 300+ clients have given them a perfect 5-star rating.
Steve DeLon & Ryan Minick
Senior Loan Officers, Luminate Bank
Managing Broker, 3D Realty LLC
Your Realtor
Chris Dodd is the Managing Broker and Owner of 3D Realty LLC, serving Miami, Indiana and surrounding communities with deep local expertise. As a licensed REALTOR® and broker (License RB18002315), he brings integrity, market knowledge, and relentless advocacy to every transaction.
Whether you are buying your first starter home or relocating to North Central Indiana, Chris knows the neighborhoods, the schools, and the market values. He negotiates fiercely on your behalf and guides you through inspections, contracts, and closing with patience and precision.
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Get Started
Fill out the form below. Ryan or Steve will reach out within one business day with your personalized pre-approval strategy. No credit pull required to start the conversation.
Fast, secure, and completely free. Takes about 5 minutes. Or talk to us first — no pressure.
Common Questions
Resources
For Home Shoppers
Browse every active listing in North Central Indiana — updated instantly from the MLS. Save favorites, schedule showings with Chris Dodd, and receive alerts when new homes hit the market that match your criteria.
Privacy-first. Invite-only access from trusted professionals.
For Existing Homeowners
Get a comprehensive home equity analysis powered by AI and real-time market data. Each month, receive a personalized report showing your estimated home value, equity position, neighborhood trends, and financing opportunities — delivered straight to your inbox.
Monthly insights delivered to your inbox. Powered by AI and real-time market data.
The only thing standing between you and your new home is your first step. Let The 2 Mortgage Guys and Chris Dodd show you the path forward.
Ryan Minick & Steve DeLon Senior Loan Officers at Luminate Bank NMLS
Managing Broker & Owner 3D Realty LLC, Miami, IN License RB18002315
REALTOR® with extensive local market knowledge.
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