The 2 Mortgage Guys + Chris Dodd | Pre-Approval & First-Time Buyer Guide

The 2 Mortgage Guys + Chris Dodd | Pre-Approval & First-Time Buyer Guide

Get pre-approved and buy your first home with confidence. The 2 Mortgage Guys (Luminate Bank) and Chris Dodd (3D Realty) guide you step-by-step through the entire home buying process.

Buy Your First Home With Confidence.

Two Professionals. One Seamless Experience.

How to Buy a Home, Step by Step

The 2 Mortgage Guys

Chris Dodd, 3D Realty

Loved by Home Buyers

Ready to Get Pre-Approved?

Thank You!

First-Time Buyer FAQ

Your Dream Home Is Closer Than You Think.

A seamless partnership between trusted mortgage experts and an experienced local realtor. From pre-approval to closing, we guide first-time buyers through every step with clarity and care.

The 2 Mortgage Guys

Ryan Minick & Steve DeLon

Chris Dodd

3D Realty LLC

Co-Branded Partnership

Your Roadmap

We have simplified the entire journey into four clear phases. With The 2 Mortgage Guys handling your financing and Chris Dodd guiding your search, nothing falls through the cracks.

Your Lenders

Ryan Minick and Steve DeLon are not just loan officers. They are educators, advocates, and partners in one of the biggest financial decisions of your life. Based at Luminate Bank, they combine institutional resources with boutique-level service.

Their philosophy is simple: every first-time buyer deserves clarity, speed, and honest advice. They send helpful videos, answer calls after hours, and stay in touch long after closing. That is why over 320 clients have given them a perfect 5-star rating.

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Managing Broker, 3D Realty LLC

Your Realtor

Chris Dodd is the Managing Broker and Owner of 3D Realty LLC, serving Miami, Indiana and surrounding communities with deep local expertise. As a licensed REALTOR® and broker (License RB18002315), he brings integrity, market knowledge, and relentless advocacy to every transaction.

Whether you are buying your first starter home or relocating to North Central Indiana, Chris knows the neighborhoods, the schools, and the market values. He negotiates fiercely on your behalf and guides you through inspections, contracts, and closing with patience and precision.

Testimonials

Join 320+ five-star reviews from happy homeowners.

The 2 Mortgage Guys Client

Get Started

Fill out the form below. Ryan or Steve will reach out within one business day with your personalized pre-approval strategy. No credit pull required to start the conversation.

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Common Questions

The only thing standing between you and your new home is a conversation. Let The 2 Mortgage Guys and Chris Dodd show you the path forward.

Ryan Minick & Steve DeLon Senior Loan Officers at Luminate Bank NMLS

Managing Broker & Owner 3D Realty LLC, Miami, IN License RB18002315

REALTOR® with extensive local market knowledge.

Quick Links

• 3D Realty
• Luminate Bank
• Chris Dodd - 3D Realty

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